Australian Income Tax Calculator

01Income

Before tax, after any salary sacrifice.

Interest, dividends, rent, net capital gains and similar.

02Deductions

Claim actual expenses only if they are more than the $1,000 standard deduction.

Gifts, tax agent fees, income protection, investment expenses.

New from 2026–27 for employees: up to $1,000, reduced by the work expenses you claim.

03Levies and loans

HELP (HECS), VET Student Loan, SSL, AASL or Financial Supplement debt. All are repaid together at the same rates.

Without an appropriate level of private patient hospital cover, higher earners pay the Medicare levy surcharge.

Tax for the year

$19,000

21.1% of your income, 2026–27

Income tax after offsets
$17,220
Low income tax offset
$0
Medicare levy
$1,780
Medicare levy surcharge
$0
Study loan repayment
$0
Taxable income
$89,000
Income after tax
$71,000
Average rate
21.1%
Marginal tax rate
30%
  • Rates for 2026–27: nothing on the first $18,200, then 15% to $45,000 (down from 16%), 30% to $135,000, 37% to $190,000 and 45% above.
  • The Medicare levy low-income thresholds are those in the law for 2025-26 onwards; a later Budget may raise them for 2026-27.

Tax for the year: $19,000 21.1% of your income, 2026–27

Show the breakdown
Your 2026–27 tax (australian resident)
LinePer year
Salary and wages$90,000
Standard deduction for work expenses−$1,000
Taxable income$89,000
Income tax on taxable income$17,220
Medicare levy$1,780
Total tax, levies and repayments$19,000
Income after tax$71,000
Your income for the year
79%TAKE-HOME
  • Left after tax$71,00079%
  • Income tax$17,22019%
  • Medicare levy$1,7802%

See the full breakdown and tables (opens in a new tab)

Calculator by CalcBloc · rates from official sources, checked 2026-10-17.