Auto Loan Calculator

01Car

02Trade-in

03Loan

Loan term

04Tax & fees

Your state plus local rate for vehicle purchases.

Turn off if your state taxes the full price before the trade-in.

Monthly car payment

$570.27

for 60 months

Amount financed
$28,800
Total interest
$5,417
Total of payments
$34,217
Sales tax
$1,800
Total cost of the car
$42,217
  • Sales tax rules for trade-ins vary by state. Turn off the trade-in tax credit if your state taxes the full price.

Monthly car payment: $570.27 for 60 months

Show the breakdown
What you're financing
LineAmount
Vehicle price$35,000
Sales tax (6% of $30,000)$1,800
Fees added to the loan$0
Cash down payment−$3,000
Trade-in value−$5,000
Amount financed$28,800
Interest over the loan$5,417
Total of payments$34,217
Total cost of the car
68%TAKE-HOME
  • Loan principal$28,80068%
  • Interest$5,41713%
  • Down payment & trade-in equity$8,00019%

See the full breakdown and tables (opens in a new tab)

Calculator by CalcBloc · rates from official sources, checked 2026-10-17.