Germany Net Salary Calculator

01Pay

Your gross annual salary, paid monthly (12 × the monthly salary; add any 13th month pay to the annual figure).

Show net pay

02You

I: single. II: single parent. III/V: married couple where one earns much more (III for the higher earner). IV: married, similar pay. VI: a second job.

Sets the church tax rate (8% in Bavaria and Baden-Württemberg, 9% elsewhere) and Saxony's different care insurance split.

Members of a church that levies church tax (Kirchensteuer), such as the Catholic or Protestant church, pay 8% or 9% of their wage tax.

Children under 25. Parents pay no childless surcharge on care insurance, and from the 2nd child the care rate falls. In classes I–IV each child also counts as a child allowance, which lowers the solidarity surcharge and church tax.

Net pay

€3,130.09

per month

Net pay per year
€37,561
Wage tax (Lohnsteuer), per year
€9,388.92
Solidarity surcharge (Solidaritätszuschlag), per year
€0.00
Church tax (Kirchensteuer), per year
€0.00
Pension insurance (Rentenversicherung), per year
€5,580.00
Unemployment insurance (Arbeitslosenversicherung), per year
€780.00
Health insurance (Krankenversicherung), per year
€5,250.00
Long-term care insurance (Pflegeversicherung), per year
€1,440.00
Total deductions
€22,438.92
Share of gross deducted
37.4%
Deducted from your next euro
49%
  • Care insurance includes the 0.6% childless surcharge (no children, aged 23 or over).
  • Monthly figures follow the BMF payroll program for a regular monthly salary; the year is 12 months. One-off payments, company benefits and tax-card allowances are not included. Your final income tax is set in your tax return.

Net pay: €3,130.09 per month

Show the breakdown
Net pay on €60,000 (tax class I, Berlin)
LineYearMonth
Gross pay€60,000.00€5,000.00
Wage tax (Lohnsteuer)€9,388.92€782.41
Pension insurance€5,580.00€465.00
Unemployment insurance€780.00€65.00
Health insurance€5,250.00€437.50
Long-term care insurance€1,440.00€120.00
Net pay€37,561.08€3,130.09
Where your salary goes
63%TAKE-HOME
  • Net pay€37,56163%
  • Wage tax, Soli and church tax€9,38916%
  • Pension insurance€5,5809%
  • Health and care insurance€6,69011%
  • Unemployment insurance€7801%

See the full breakdown and tables (opens in a new tab)

Calculator by CalcBloc · rates from official sources, checked 2026-10-17.