Compulsory repayment

$3,071

for 2026–27 ($118 a fortnight from salary)

Repayment income

$90,000

Repayment as % of repayment income

3.4%

Rate on your next dollar

15%

Withheld per fortnight (salary)

$118

Balance left after this year's repayment

$26,929

• 2026–27 thresholds: no compulsory repayment up to $69,528; 15c per dollar above that to $129,717, then 17c per dollar, but never more than 10% of your whole repayment income.
• HELP, VET Student Loans, Student Start-up Loans, Australian Apprenticeship Support Loans and the Financial Supplement are repaid together under these rates.
• The amount withheld from your pay is a prepayment; the actual repayment is worked out when you lodge your tax return.
• No repayment is due if a Medicare levy family reduction removes or reduces your levy.