Mortgage Calculator

01Loan

Loan term

02Taxes & insurance

From your county's tax bill or the listing.

Monthly payment

$2,573

principal, interest, taxes & insurance

Principal & interest
$2,022.62
Property tax / month
$400.00
Insurance / month
$150.00
PMI / month
$0.00
HOA / month
$0.00
Loan amount
$320,000
Down payment
$80,000
Total interest
$408,141
Total of all payments
$926,141
Payoff date
Dec 2056
PMI ends
No PMI (20%+ down)
  • Property tax, insurance and HOA dues are shown at today's amounts; they usually rise over time.

Monthly payment: $2,573 principal, interest, taxes & insurance

Show the breakdown
Your monthly payment
LineMonthly
Principal & interest$2,023
Property tax$400
Homeowners insurance$150
Monthly payment$2,573
Where each payment goes
79%TAKE-HOME
  • Principal & interest$2,02379%
  • Property tax$40015%
  • Homeowners insurance$1506%

See the full breakdown and tables (opens in a new tab)

Calculator by CalcBloc · rates from official sources, checked 2026-10-17.