Australian Pay Calculator

01Pay

Salary is

Job ads often quote a package that includes the 12% super guarantee. Choose 'Including super' to split it out.

Pay frequency

Claim it from one employer only. Turn it off for a second job.

HELP (HECS), VET Student Loan, SSL, AASL or Financial Supplement debt. All are repaid together at the same rates.

02Super

Pre-tax pay redirected into super. Your employer's 12% is still worked out on your full salary.

Take-home pay

$2,718

every fortnight ($70,656 a year)

Take-home per year
$70,656
Take-home per month (paid monthly)
$5,888
Take-home per fortnight (paid fortnightly)
$2,718
Take-home per week (paid weekly)
$1,359
PAYG tax per pay
$744
Study loan repayment per pay
$0
Employer super (12%) per year
$10,800
Estimated 2026–27 tax bill
$19,000
Estimated refund (+) or bill (−) at tax time
$344
Tax and loan repayments as % of salary
21.5%
  • PAYG withheld using Schedule 1 scale 2 (tax-free threshold claimed), which already includes the Medicare levy and the low income tax offset.
  • The year-end estimate includes the new $1,000 standard deduction for work-related expenses (from 2026–27); claim actual expenses instead if they are higher.
  • Super guarantee is paid on your full salary on each payday (payday super from 1 July 2026), including the part you salary-sacrifice.

Take-home pay: $2,718 every fortnight ($70,656 a year)

Show the breakdown
Your pay, 2026–27
LinePer fortnightPer year
Gross pay$3,462$90,000
PAYG tax (incl. Medicare levy)$744$19,344
Take-home pay$2,718$70,656
Employer super guarantee (12%), paid to your fund$415$10,800
Where your salary goes each year
79%TAKE-HOME
  • Take-home pay$70,65679%
  • PAYG tax$19,34421%

See the full breakdown and tables (opens in a new tab)

Calculator by CalcBloc · rates from official sources, checked 2026-10-17.