NZ PAYE Calculator

01Your pay

I'm paid
Pay frequency

02Tax code and deductions

M for your main job. ME if your income is $24,000–$70,000 and you don't get Working for Families, a benefit or NZ Super. S codes for a second job.

Take-home pay

$2,042.50

a fortnight from $70,000 a year (2026–27)

Take-home per year
$53,105
Gross pay per year
$70,000
PAYE income tax per year
$13,220
ACC earners' levy per year
$1,225
KiwiSaver per year
$2,450
Student loan per year
$0
Total deductions per year
$16,895
Employer KiwiSaver after ESCT per year
$1,717
Deductions as % of pay
24.1%
  • Your employer also pays 3.5% into your KiwiSaver ($2,450 a year), less employer superannuation contribution tax (ESCT) at 30%: $1,717 reaches your account. This is on top of your pay.
  • Figures follow Inland Revenue's 2026–27 PAYE method and match the IR340/IR341 tables. Your end-of-year tax can differ slightly if your pay changes during the year.

Take-home pay: $2,042.50 a fortnight from $70,000 a year (2026–27)

Show the breakdown
Take-home pay, 2026–27 (tax code M)
LineYearMonthFortnightWeek
Gross pay$70,000$5,833$2,692$1,346
PAYE income tax−$13,220−$1,102−$508−$254
ACC earners' levyDeducted with PAYE−$1,225−$102−$47−$24
KiwiSaver (3.5%)−$2,450−$204−$94−$47
Take-home pay$53,105$4,425$2,043$1,021
Where your pay goes each year
76%TAKE-HOME
  • Take-home pay$53,10576%
  • PAYE income tax$13,22019%
  • ACC earners' levy$1,2252%
  • KiwiSaver$2,4503%

See the full breakdown and tables (opens in a new tab)

Calculator by CalcBloc · rates from official sources, checked 2026-10-17.