VA Loan Calculator

01Loan

Loan term

02Funding fee

VA loan use

For example, if you receive VA compensation for a service-connected disability.

03Taxes & insurance

Monthly VA payment

$3,000

principal, interest, taxes & insurance

Principal & interest
$2,449.76
VA funding fee
$8,600
Funding fee rate
2.15%
Loan before fee
$400,000
Total loan amount
$408,600
Down payment
$0
Total interest
$473,317
  • VA loans have no monthly mortgage insurance. The funding fee is a one-time charge on the loan amount.

Monthly VA payment: $3,000 principal, interest, taxes & insurance

Show the breakdown
Your monthly VA payment
LineMonthly
Principal & interest$2,450
Property tax$400
Homeowners insurance$150
Monthly payment$3,000
Where each payment goes
82%TAKE-HOME
  • Principal & interest$2,45082%
  • Property tax$40013%
  • Homeowners insurance$1505%

See the full breakdown and tables (opens in a new tab)

Calculator by CalcBloc · rates from official sources, checked 2026-10-17.