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LOCAL TAX / 2026 / KY / LOUISVILLE METRO

Louisville Metro, Kentucky paycheck calculator

On Kentucky's median salary of $46,920, Louisville Metro takes $1,032 a year in local tax, leaving $37,323 take-home pay in 2026 ($1,436 biweekly).

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Local tax / yr
$1,032
Take-home / yr
$37,323
Biweekly
$1,436
Local rate
2.2%

Louisville Metro levies a 2.2% city income tax on residents, charged on all wages, including 401(k) deferrals and pre-tax benefits. People who work in Louisville Metro but live elsewhere pay 1.45% of their wages.

Source: Occupational License Tax Regulations of the Louisville/Jefferson County Metro Revenue Commission (adopted Dec. 16, 2025, effective Jan. 1, 2026), §1.02 (retrieved 2026-10-16).

$46,920 (Kentucky median) in Louisville Metro, 2026 · single filer, resident
Per yearPer monthBiweeklyPer week
Gross pay$46,920$3,910$1,805$902
Federal income tax−$3,450−$288−$133−$66
Social Security−$2,909−$242−$112−$56
Medicare−$680−$57−$26−$13
State income tax−$1,525−$127−$59−$29
Local tax−$1,032−$86−$40−$20
Take-home pay$37,323$3,110$1,436$718

Your details

  • StateKentucky

01Pay

Pay type
Pay frequency

02Where you live and work

City, county or school district income tax, where one applies.

03Form W-4

Filing status (W-4 Step 1c)

Used for W-4 Step 3.

04Pre-tax deductions

05Post-tax deductions

Roth 401(k), union dues, garnishments.

Take-home per paycheck

$2,209

every 2 weeks

Take-home per year
$57,435
Total taxes per year
$17,565
Effective tax rate
23.4%
Marginal tax rate
35.4%
  • Kentucky has no withholding allowances: everyone gets the same standard deduction, and Form K-4 is only used to claim exemption.

Take-home per paycheck: $2,209 every 2 weeks

Paycheck breakdown
LineEvery 2 weeksPer year
Gross pay$2,885$75,000
Federal income tax−$295−$7,670
Social Security−$179−$4,650
Medicare−$42−$1,088
State income tax−$96−$2,507
Louisville Metro (Jefferson County)−$63−$1,650
Take-home pay$2,209$57,435
Where your pay goes
77%TAKE-HOME
  • Take-home pay$57,43577%
  • Federal income tax$7,67010%
  • Social Security & Medicare$5,7388%
  • State & local taxes$4,1575%

$2,209

every 2 weeks

By salary

Local tax in Louisville Metro by salary

SalaryLocal tax / yrTake-home / yrWithout local tax
$40,000$880$32,158$33,038
$60,000$1,320$47,087$48,407
$80,000$1,760$60,668$62,428
$100,000$2,200$73,598$75,798
$150,000$3,300$105,359$108,659
FAQ

Questions people ask

What is the local income tax in Louisville Metro?

Louisville Metro levies a 2.2% city income tax on residents, charged on all wages, including 401(k) deferrals and pre-tax benefits. People who work in Louisville Metro but live elsewhere pay 1.45% of their wages. Source: Occupational License Tax Regulations of the Louisville/Jefferson County Metro Revenue Commission (adopted Dec. 16, 2025, effective Jan. 1, 2026), §1.02.

How much local tax comes out of a $46,920 salary in Louisville Metro?

$1,032 a year ($40 per biweekly paycheck), 2.2% of pay. Take-home is $37,323 instead of $38,356 without the local tax.

How much is $100,000 after tax in Louisville Metro?

$73,598 a year for a single filer in 2026, after $2,200 of local tax, federal tax, FICA and Kentucky tax.

Sources

  1. Louisville MetroOccupational License Tax Regulations of the Louisville/Jefferson County Metro Revenue Commission (adopted Dec. 16, 2025, effective Jan. 1, 2026), §1.02 · retrieved 2026-10-16
  2. Kentucky Department of Revenue42A003 (TCF)(10-2025) 2026 Kentucky Withholding Tax Formula · retrieved 2026-10-16
  3. Kentucky Department of Revenue42A003 (TCF)(12-2024) 2025 Kentucky Withholding Tax Formula · retrieved 2026-10-16
  4. Kentucky Department of Revenue42A003 (3-26) Withholding Kentucky Income Tax — Instructions for Employers · retrieved 2026-10-16
  5. Lexington-Fayette Urban County GovernmentOccupational license fee: rates and current forms · retrieved 2026-10-16
  6. Kentucky General AssemblyKRS 67.750 Definitions for KRS 67.750 to 67.790 · retrieved 2026-10-16
  7. IRSPublication 15-T (2026), Federal Income Tax Withholding Methods · retrieved 2026-10-16
  8. IRSPublication 15 (2026), (Circular E), Employer's Tax Guide · retrieved 2026-10-16
  9. IRSRev. Proc. 2025-32: 2026 inflation-adjusted tax items · retrieved 2026-10-16
  10. IRSForm W-4 (2026), Employee's Withholding Certificate · retrieved 2026-10-16
  11. IRSPublication 505 (2026), Tax Withholding and Estimated Tax · retrieved 2026-10-16
  12. IRSForm 1040-ES (2026), Estimated Tax for Individuals · retrieved 2026-10-16
  13. IRSSchedule 1-A (Form 1040) 2026, Additional Deductions (early-release draft) · retrieved 2026-10-16
  14. IRSSchedule 8812 (Form 1040) 2026, Credits for Qualifying Children and Other Dependents (early-release draft) · retrieved 2026-10-16
  15. IRSWorking Families Tax Cuts: Individuals and workers (tips, overtime, seniors, car loan interest) · retrieved 2026-10-16
  16. IRSWorking Families Tax Cuts provisions (charitable deduction for non-itemizers, Section 70424) · retrieved 2026-10-16
  17. IRSChild Tax Credit · retrieved 2026-10-16
  18. IRSIR-2025-111: 401(k) limit increases to $24,500 for 2026 · retrieved 2026-10-16
  19. IRSRev. Proc. 2025-19: 2026 HSA limits · retrieved 2026-10-16
  20. BLSBLS Occupational Employment and Wage Statistics (OEWS), May 2025, median annual wage by state · retrieved 2026-10-16

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How every figure is checked: methodology.