New Zealand tax calculators
Take-home pay with PAYE, the ACC earners' levy, KiwiSaver and student loan repayments, plus company tax and GST. Every rate comes from Inland Revenue, with the source linked.
Pick a calculator
- NZ PAYE CalculatorNZ take-home pay after PAYE, ACC earners' levy, KiwiSaver and student loan, using Inland Revenue's 2026–27 method.
- GST Calculator NZAdd or remove New Zealand GST at 15%, with the 3/23 fraction for GST-inclusive prices.
- KiwiSaver CalculatorKiwiSaver contributions for 2026–27: employee rate, employer 3.5% after ESCT, government contribution and a balance projection.
- NZ Company Tax CalculatorNZ company tax at 28%, imputation credits at 28:72, and the shareholder's tax on dividends at their own rate.
- NZ Income Tax CalculatorAnnual NZ income tax by bracket for 2026–27, with IETC, ACC earners' levy, and effective and marginal rates.
- NZ Student Loan Repayment CalculatorNZ student loan deductions for 2026–27: 12% over the $24,128 threshold, per pay, per year and years to repay.
Understand the numbers
NZ company tax 2026–27: the 28% rate, imputation credits and dividendsHow New Zealand company tax works in 2026–27: the company rate, imputation credits on dividends and what shareholders keep at each personal tax rate.
GST in New Zealand (2026): how to add and remove 15% GST, with examplesHow New Zealand GST works in 2026: adding GST to a price, taking it out with the tax fraction, when a business must register, and worked examples for each.
NZ student loan repayments 2026–27: the threshold, the 12% rate and the SL tax codeHow New Zealand student loan repayments come out of your pay in 2026–27: the repayment threshold, per-pay thresholds, second jobs and extra repayments.
NZ KiwiSaver 2026–27: the 3.5% rate, employer contributions and the government top-upHow KiwiSaver contributions work in New Zealand in 2026–27: the new default rate, your employer’s share after ESCT and getting the full government top-up.
NZ tax brackets 2026–27: income tax rates, the IETC and the ACC levyThe New Zealand income tax rates and thresholds for 2026–27, how marginal rates work, the IETC, the ACC earners’ levy and which secondary tax code to use.
$70,000 after tax in New Zealand (2026–27): take-home pay at common salariesWhat common New Zealand salaries take home in 2026–27 after PAYE and the ACC levy, per year, fortnight and week, with KiwiSaver and student loans.
New Zealand take-home pay in 2026–27: PAYE, ACC, KiwiSaver and student loans explainedHow New Zealand take-home pay is worked out in 2026–27: PAYE, tax codes, the ACC earners’ levy, the new KiwiSaver rate and student loan repayments.