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LOCAL TAX / 2026 / OH / LORAIN

Lorain, Ohio paycheck calculator

On Ohio's median salary of $49,380, Lorain takes $1,235 a year in local tax, leaving $39,528 take-home pay in 2026 ($1,520 biweekly).

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Local tax / yr
$1,235
Take-home / yr
$39,528
Biweekly
$1,520
Local rate
2.5%

Lorain levies a 2.5% city income tax on residents, charged on wages before 401(k) deferrals are taken out (Medicare wages).

Source: Ohio Department of Taxation, The Finder: Ohio Municipal Income Tax Rates (OHMuniRateTable.csv) (retrieved 2026-10-16).

$49,380 (Ohio median) in Lorain, 2026 · single filer, resident
Per yearPer monthBiweeklyPer week
Gross pay$49,380$4,115$1,899$950
Federal income tax−$3,746−$312−$144−$72
Social Security−$3,062−$255−$118−$59
Medicare−$716−$60−$28−$14
State income tax−$1,095−$91−$42−$21
Local tax−$1,235−$103−$47−$24
Take-home pay$39,528$3,294$1,520$760

Your details

  • StateOhio

01Pay

Pay type
Pay frequency

02Where you live and work

City, county or school district income tax, where one applies.

03Form W-4

Filing status (W-4 Step 1c)

Used for W-4 Step 3.

04Pre-tax deductions

05Post-tax deductions

Roth 401(k), union dues, garnishments.

Take-home per paycheck

$2,225

every 2 weeks

Take-home per year
$57,856
Total taxes per year
$17,144
Effective tax rate
22.9%
Marginal tax rate
35.1%
  • Uses Ohio's percentage-method tables effective 2026-08-01 with 1 IT 4 exemption; paychecks before that date used the earlier tables.
  • Lorain city tax assumes you live and work in Lorain; school district income tax is not included.

Take-home per paycheck: $2,225 every 2 weeks

Paycheck breakdown
LineEvery 2 weeksPer year
Gross pay$2,885$75,000
Federal income tax−$295−$7,670
Social Security−$179−$4,650
Medicare−$42−$1,088
State income tax−$72−$1,861
Lorain−$72−$1,875
Take-home pay$2,225$57,856
Where your pay goes
77%TAKE-HOME
  • Take-home pay$57,85677%
  • Federal income tax$7,67010%
  • Social Security & Medicare$5,7388%
  • State & local taxes$3,7365%

$2,225

every 2 weeks

By salary

Local tax in Lorain by salary

SalaryLocal tax / yrTake-home / yrWithout local tax
$40,000$1,000$32,505$33,505
$60,000$1,500$47,477$48,977
$80,000$2,000$61,099$63,099
$100,000$2,500$74,071$76,571
$150,000$3,750$105,735$109,485
FAQ

Questions people ask

What is the local income tax in Lorain?

Lorain levies a 2.5% city income tax on residents, charged on wages before 401(k) deferrals are taken out (Medicare wages). Source: Ohio Department of Taxation, The Finder: Ohio Municipal Income Tax Rates (OHMuniRateTable.csv).

How much local tax comes out of a $49,380 salary in Lorain?

$1,235 a year ($47 per biweekly paycheck), 2.5% of pay. Take-home is $39,528 instead of $40,762 without the local tax.

How much is $100,000 after tax in Lorain?

$74,071 a year for a single filer in 2026, after $2,500 of local tax, federal tax, FICA and Ohio tax.

Sources

  1. LorainOhio Department of Taxation, The Finder: Ohio Municipal Income Tax Rates (OHMuniRateTable.csv) · retrieved 2026-10-16
  2. Ohio Department of TaxationEmployer Withholding Taxes - Percentage Method (Effective August 1, 2026) · retrieved 2026-10-16
  3. Ohio Department of TaxationEmployer Withholding Taxes: Optional Computer Formula (Effective August 1, 2026, Rev. 07/26) · retrieved 2026-10-16
  4. Ohio Department of TaxationForm IT 4 (Rev. 01/24), Employee's Withholding Exemption Certificate and instructions · retrieved 2026-10-16
  5. Ohio Department of Taxation2026 Ohio Employer and School District Withholding Tax Filing Guidelines (Rev. 11/25) · retrieved 2026-10-16
  6. Ohio Legislative Service CommissionOhio Revised Code 5747.02, Tax rates (effective September 30, 2025) · retrieved 2026-10-16
  7. Ohio Legislative Service CommissionOhio Revised Code 5747.025, Personal exemptions (effective September 30, 2025) · retrieved 2026-10-16
  8. Ohio Legislative Service CommissionOhio Administrative Code 5703-7-10, Withholding on supplemental compensation (effective January 1, 2026) · retrieved 2026-10-16
  9. Ohio Legislative Service Commission, Legislative Budget OfficeGreenbook: LBO Analysis of Enacted Budget, Ohio Department of Taxation (H.B. 96) · retrieved 2026-10-16
  10. Ohio Department of Taxation2025 Ohio IT 1040 / IT 10 Instructions (exemption amounts, p.17) · retrieved 2026-10-16
  11. City of Columbus Income Tax DivisionGeneral Income Tax Information · retrieved 2026-10-16
  12. Central Collection Agency, City of Cleveland2026 Withholding Form (municipal rate list) · retrieved 2026-10-16
  13. City of Toledo Division of TaxationPay Taxes and Income Tax FAQ · retrieved 2026-10-16
  14. City of DaytonTax Information & Forms · retrieved 2026-10-16
  15. IRSPublication 15-T (2026), Federal Income Tax Withholding Methods · retrieved 2026-10-16
  16. IRSPublication 15 (2026), (Circular E), Employer's Tax Guide · retrieved 2026-10-16
  17. IRSRev. Proc. 2025-32: 2026 inflation-adjusted tax items · retrieved 2026-10-16
  18. IRSForm W-4 (2026), Employee's Withholding Certificate · retrieved 2026-10-16
  19. IRSPublication 505 (2026), Tax Withholding and Estimated Tax · retrieved 2026-10-16
  20. IRSForm 1040-ES (2026), Estimated Tax for Individuals · retrieved 2026-10-16
  21. IRSSchedule 1-A (Form 1040) 2026, Additional Deductions (early-release draft) · retrieved 2026-10-16
  22. IRSSchedule 8812 (Form 1040) 2026, Credits for Qualifying Children and Other Dependents (early-release draft) · retrieved 2026-10-16
  23. IRSWorking Families Tax Cuts: Individuals and workers (tips, overtime, seniors, car loan interest) · retrieved 2026-10-16
  24. IRSWorking Families Tax Cuts provisions (charitable deduction for non-itemizers, Section 70424) · retrieved 2026-10-16
  25. IRSChild Tax Credit · retrieved 2026-10-16
  26. IRSIR-2025-111: 401(k) limit increases to $24,500 for 2026 · retrieved 2026-10-16
  27. IRSRev. Proc. 2025-19: 2026 HSA limits · retrieved 2026-10-16
  28. BLSBLS Occupational Employment and Wage Statistics (OEWS), May 2025, median annual wage by state · retrieved 2026-10-16

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How every figure is checked: methodology.