Skip to content
calcbloc
LOCAL TAX / 2026 / PA / PHILADELPHIA

Philadelphia, Pennsylvania paycheck calculator

On Pennsylvania's median salary of $49,690, Philadelphia takes $1,857 a year in local tax, leaving $38,689 take-home pay in 2026 ($1,488 biweekly).

Written by Reviewed by TODO Reviewer NameLast verified

Local tax / yr
$1,857
Take-home / yr
$38,689
Biweekly
$1,488
Local rate
3.735%

Philadelphia levies a 3.735% city income tax on residents, charged on all wages, including 401(k) deferrals and pre-tax benefits. People who work in Philadelphia but live elsewhere pay 3.425% of their wages.

Source: City of Philadelphia Department of Revenue — Tax Rate History (Wage Tax / Earnings Tax); Wage Tax (employers) page (retrieved 2026-10-16).

$49,690 (Pennsylvania median) in Philadelphia, 2026 · single filer, resident
Per yearPer monthBiweeklyPer week
Gross pay$49,690$4,141$1,911$956
Federal income tax−$3,783−$315−$145−$73
Social Security−$3,081−$257−$118−$59
Medicare−$721−$60−$28−$14
State income tax−$1,525−$127−$59−$29
State payroll taxes−$35−$3−$1−$1
Local tax−$1,857−$155−$71−$36
Take-home pay$38,689$3,224$1,488$744

Your details

  • StatePennsylvania

01Pay

Pay type
Pay frequency

02Where you live and work

City, county or school district income tax, where one applies.

03Form W-4

Filing status (W-4 Step 1c)

Used for W-4 Step 3.

04Pre-tax deductions

05Post-tax deductions

Roth 401(k), union dues, garnishments.

Take-home per paycheck

$2,171

every 2 weeks

Take-home per year
$56,434
Total taxes per year
$18,566
Effective tax rate
24.8%
Marginal tax rate
36.5%
  • Philadelphia Wage Tax changes on 2026-07-01; the yearly amount blends both rates.

Take-home per paycheck: $2,171 every 2 weeks

Paycheck breakdown
LineEvery 2 weeksPer year
Gross pay$2,885$75,000
Federal income tax−$295−$7,670
Social Security−$179−$4,650
Medicare−$42−$1,088
State income tax−$89−$2,303
PA UC−$2−$53
Philadelphia−$108−$2,803
Take-home pay$2,171$56,434
Where your pay goes
75%TAKE-HOME
  • Take-home pay$56,43475%
  • Federal income tax$7,67010%
  • Social Security & Medicare$5,7388%
  • State & local taxes$5,1587%

$2,171

every 2 weeks

By salary

Local tax in Philadelphia by salary

SalaryLocal tax / yrTake-home / yrWithout local tax
$40,000$1,495$31,569$33,064
$60,000$2,243$46,263$48,506
$80,000$2,990$59,608$62,598
$100,000$3,738$72,302$76,040
$150,000$5,606$103,475$109,081
FAQ

Questions people ask

What is the local income tax in Philadelphia?

Philadelphia levies a 3.735% city income tax on residents, charged on all wages, including 401(k) deferrals and pre-tax benefits. People who work in Philadelphia but live elsewhere pay 3.425% of their wages. Source: City of Philadelphia Department of Revenue — Tax Rate History (Wage Tax / Earnings Tax); Wage Tax (employers) page.

How much local tax comes out of a $49,690 salary in Philadelphia?

$1,857 a year ($71 per biweekly paycheck), 3.738% of pay. Take-home is $38,689 instead of $40,546 without the local tax.

How much is $100,000 after tax in Philadelphia?

$72,302 a year for a single filer in 2026, after $3,738 of local tax, federal tax, FICA and Pennsylvania tax.

Sources

  1. PhiladelphiaCity of Philadelphia Department of Revenue — Tax Rate History (Wage Tax / Earnings Tax); Wage Tax (employers) page · retrieved 2026-10-16
  2. Pennsylvania Department of RevenueEmployer Withholding (Pennsylvania) · retrieved 2026-10-16
  3. Pennsylvania Department of RevenueREV-415 Employer Withholding Information Guide · retrieved 2026-10-16
  4. Pennsylvania Department of RevenuePersonal Income Tax (rate) · retrieved 2026-10-16
  5. Pennsylvania Department of RevenuePA Personal Income Tax Guide — Gross Compensation (DSM-12, 08-2025) · retrieved 2026-10-16
  6. Pennsylvania Department of RevenueLetter Ruling PIT-06-005 — Health Savings Accounts; Withholding · retrieved 2026-10-16
  7. Pennsylvania Department of Labor & IndustryUC Tax — Yearly Tax Highlights · retrieved 2026-10-16
  8. Pennsylvania Department of Community & Economic DevelopmentEIT / PIT / LST Tax Register (Official Rates as of June 15, 2026) · retrieved 2026-10-16
  9. Pennsylvania Department of Community & Economic DevelopmentLocal Withholding Tax FAQs · retrieved 2026-10-16
  10. Pennsylvania General AssemblyLocal Tax Enabling Act (Act 511 of 1965), §501 definitions · retrieved 2026-10-16
  11. City of Philadelphia Department of RevenueWage Tax (employers) · retrieved 2026-10-16
  12. City of Philadelphia Department of RevenueWhat types of income are not subject to the Wage Tax? · retrieved 2026-10-16
  13. IRSPublication 15-T (2026), Federal Income Tax Withholding Methods · retrieved 2026-10-16
  14. IRSPublication 15 (2026), (Circular E), Employer's Tax Guide · retrieved 2026-10-16
  15. IRSRev. Proc. 2025-32: 2026 inflation-adjusted tax items · retrieved 2026-10-16
  16. IRSForm W-4 (2026), Employee's Withholding Certificate · retrieved 2026-10-16
  17. IRSPublication 505 (2026), Tax Withholding and Estimated Tax · retrieved 2026-10-16
  18. IRSForm 1040-ES (2026), Estimated Tax for Individuals · retrieved 2026-10-16
  19. IRSSchedule 1-A (Form 1040) 2026, Additional Deductions (early-release draft) · retrieved 2026-10-16
  20. IRSSchedule 8812 (Form 1040) 2026, Credits for Qualifying Children and Other Dependents (early-release draft) · retrieved 2026-10-16
  21. IRSWorking Families Tax Cuts: Individuals and workers (tips, overtime, seniors, car loan interest) · retrieved 2026-10-16
  22. IRSWorking Families Tax Cuts provisions (charitable deduction for non-itemizers, Section 70424) · retrieved 2026-10-16
  23. IRSChild Tax Credit · retrieved 2026-10-16
  24. IRSIR-2025-111: 401(k) limit increases to $24,500 for 2026 · retrieved 2026-10-16
  25. IRSRev. Proc. 2025-19: 2026 HSA limits · retrieved 2026-10-16
  26. BLSBLS Occupational Employment and Wage Statistics (OEWS), May 2025, median annual wage by state · retrieved 2026-10-16

Written by Reviewed by TODO Reviewer NameLast verified

How every figure is checked: methodology.