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HEART RATE / TARGET ZONES

Heart rate zone calculator

Estimate your maximum heart rate (220 − age or the Tanaka formula) and your moderate and vigorous exercise heart-rate ranges, with optional heart-rate-reserve targets.

Last verified: Methodology

Your details

01You

Max heart rate formula

Tanaka's equation fits measured maximum heart rates better in older adults.

02Heart rate reserve

Estimated max heart rate

185

BPM · 220 − AGE

Moderate intensity (65–75%)
120–139 bpm
Vigorous intensity (76–96%)
141–178 bpm
Heart-rate-reserve target
Add resting heart rate
Other formula
184 bpm by 208 − 0.7 × age (Tanaka)
  • Age formulas give an average for people your age; your own maximum can be higher or lower. Tanaka and colleagues found 220 − age underestimates maximum heart rate in older adults.
  • This is an estimate for general information, not medical advice. Talk to a doctor or other qualified health professional about your own situation.

Estimated max heart rate: 185 BPM · 220 − AGE

Target heart rate by intensity

Percent of your estimated max heart rate (185 bpm). Ranges as published by CDC.

Intensity% of maxHeart rate
Lightunder 65%under 120 bpm
Moderate intensity65%–75%120–139 bpm
Vigorous intensity76%–96%141–178 bpm

Max heart rate by formula

FormulaMax heart rate
220 − age185
208 − 0.7 × age (Tanaka)184

185

BPM · 220 − AGE

How it's calculated

The calculator first estimates your maximum heart rate from your age, then works out target heart-rate ranges as percentages of it.

  • 220 − age is the long-standing rule of thumb. The American Heart Association uses it in its target heart rate worksheet.AHA
  • 208 − 0.7 × age comes from Tanaka, Monahan and Seals (2001), who pooled 351 studies with 18,712 people and then tested the equation in 514 healthy adults in the laboratory. They found 220 − age underestimates maximum heart rate in older adults, and that the relationship didn't differ between men and women or with activity level.J Am Coll Cardiol

Target ranges use the American College of Sports Medicine percentages of maximum heart rate: 65–75% for moderate-intensity exercise and 76–96% for vigorous; below 65% is light. CDC's guidance on measuring intensity links to these figures. The American Heart Association uses slightly broader bands, so expect small differences between charts.American College of Sports Medicine

If you add your resting heart rate, the calculator also uses the heart rate reserve (Karvonen) method, which sets targets between your resting and maximum rates.

This is an estimate for general information, not medical advice.

The formula

  1. Max heart rate = 220 − age, or 208 − 0.7 × age.
  2. Moderate range = 0.65 × max to 0.75 × max. Vigorous range = 0.76 × max to 0.96 × max.
  3. Heart rate reserve = max − resting heart rate.
  4. Reserve target = resting + reserve × intensity (for example 50%).

Worked example

At 35, the 220 − age rule gives a maximum of 185 beats per minute, so moderate exercise is 120–139 bpm and vigorous exercise is 141–178 bpm.

The AHA worksheet's reserve example uses a 50-year-old with a resting rate of 72: maximum 220 − 50 = 170, reserve 170 − 72 = 98, and half the reserve added to the resting rate gives 121 bpm at 50% of reserve.

At 65, the two formulas differ more: 220 − age gives 155, while Tanaka gives 163.

Age 45, resting 62 bpm, Tanaka formulaHEART RATE / TARGET ZONES

Estimated max heart rate: 177 BPM · 208 − 0.7 × AGE (TANAKA)

Assumptions and limitations

  • Averages, not your personal maximum. Both formulas predict the average for people your age. Your real maximum can be higher or lower; studies like Tanaka's measure it with maximal exercise tests in a laboratory.
  • Resting heart rate. The AHA describes a normal resting rate as 60 to 100 beats per minute, and notes an athlete's can be as low as 40. Take it sitting calmly: count your pulse for 10 seconds and multiply by 6.
  • Percent of max vs percent of reserve. The ACSM ranges are percentages of maximum heart rate, not of reserve, so a reserve target and a max-based range at the same percentage are different numbers.
  • Talk test. Heart rate is one way to gauge effort. CDC's simpler guide is that during moderate activity you can talk but not sing.CDC
  • Health conditions. If you have a heart condition or take medicine that affects your heart rate, ask your doctor what range is right for you.

To plan run times at a target effort, use the pace calculator.

FAQ

Questions people ask

How do I calculate my maximum heart rate?

The common estimate is 220 minus your age, the method the American Heart Association uses in its target heart rate worksheet. A 2001 study by Tanaka, Monahan and Seals proposed 208 minus 0.7 times your age, which fit measured maximum heart rates better in older adults. The calculator shows both.

What heart rate is moderate-intensity and vigorous exercise?

The American College of Sports Medicine puts moderate-intensity exercise at 65 to 75 percent of your maximum heart rate and vigorous exercise at 76 to 96 percent; below 65 percent counts as light. The American Heart Association's bands are a little broader. The calculator converts the percentages into beats per minute for your estimated maximum.

What is the Karvonen or heart rate reserve method?

It uses your resting heart rate as well as your maximum. Your heart rate reserve is your maximum minus your resting rate. A target is your resting rate plus a chosen percentage of the reserve. The American Heart Association's worksheet uses 50 percent as its example. Turn on the resting heart rate option to see these targets.

How do I measure my resting heart rate?

Sit or lie calmly, find your pulse on the thumb side of your inner wrist with two fingers, count the beats for 10 seconds and multiply by 6. The American Heart Association describes a normal resting rate as 60 to 100 beats per minute, and notes that athletes can be as low as 40.

Which max heart rate formula should I use?

Either gives an average for people your age, not your personal maximum. Tanaka's equation came from a meta-analysis of 351 studies plus a laboratory study, and the authors found 220 minus age underestimates maximum heart rate in older adults. The two formulas agree around age 40 and drift apart after that.

Do I need a heart rate monitor to exercise at the right intensity?

No. CDC's talk test is a simple alternative: during moderate-intensity activity you can talk but not sing, and during vigorous activity you can't say more than a few words without pausing for a breath. A heart rate monitor gives a number to compare with your target ranges.

Sources

  1. Journal of the American College of CardiologyTanaka H, Monahan KD, Seals DR. Age-predicted maximal heart rate revisited. J Am Coll Cardiol 2001;37(1):153-6 · retrieved 2026-10-16
  2. American Heart AssociationTarget Heart Rate Calculation (lesson plan and worksheet) · retrieved 2026-10-16
  3. American College of Sports MedicineExercise intensity infographic: moderate 65–75% and vigorous 76–96% of maximum heart rate · retrieved 2026-10-17
  4. CDCMeasuring Physical Activity Intensity · retrieved 2026-10-17
  5. American Heart AssociationTarget Heart Rates Chart · retrieved 2026-10-17

Last verified: CalcBloc Editorial Team