Minnesota paycheck calculator
Minnesota taxes wages in four brackets that run from 5.35% up to 9.85%, adjusted for inflation every year. Starting in 2026, most paychecks also show a new line: the employee share of the state's Paid Leave premium.
Take-home per paycheck
$2,219
- Take-home per year
- $57,686
- Total taxes per year
- $17,314
- Effective tax rate
- 23.1%
- Marginal tax rate
- 36.4%
- Assumes Form W-4MN Single with 2 allowances (one job).
- Paid Leave assumes your employer deducts the maximum employee share; many employers pay part or all of it.
Take-home per paycheck: $2,219 every 2 weeks
| Line | Every 2 weeks | Per year |
|---|---|---|
| Gross pay | $2,885 | $75,000 |
| Federal income tax | −$295 | −$7,670 |
| Social Security | −$179 | −$4,650 |
| Medicare | −$42 | −$1,088 |
| State income tax | −$138 | −$3,577 |
| MN Paid Leave | −$13 | −$330 |
| Take-home pay | $2,219 | $57,686 |
- Take-home pay$57,68677%
- Federal income tax$7,67010%
- Social Security & Medicare$5,7388%
- State & local taxes$3,9075%
How Minnesota taxes your paycheck
- Up to 9.85%
- Four brackets from 5.35% to 9.85%, with separate bracket widths for single, joint, separate and head-of-household filers.
- MN Paid Leave
- MN Paid Leave 0.44%
- None
- Minnesota withholding covers state income tax only; our calculator includes no local wage taxes for Minnesota.
- 6.25%
- Bonuses paid separately from regular wages are withheld at a flat 6.25%.
Minnesota income tax rates for 2026
These are the return rates. Your employer withholds using Minnesota's withholding method (Computer formula (2026 Minnesota Withholding Instruction Booklet)), which the calculator above follows.
| Taxable income | Rate |
|---|---|
| $0 – $33,310 | 5.35% |
| $33,310 – $109,430 | 6.8% |
| $109,430 – $203,150 | 7.85% |
| Over $203,150 | 9.85% |
| Taxable income | Rate |
|---|---|
| $0 – $48,700 | 5.35% |
| $48,700 – $193,480 | 6.8% |
| $193,480 – $337,930 | 7.85% |
| Over $337,930 | 9.85% |
| Taxable income | Rate |
|---|---|
| $0 – $24,350 | 5.35% |
| $24,350 – $96,740 | 6.8% |
| $96,740 – $168,965 | 7.85% |
| Over $168,965 | 9.85% |
| Taxable income | Rate |
|---|---|
| $0 – $41,010 | 5.35% |
| $41,010 – $164,800 | 6.8% |
| $164,800 – $270,060 | 7.85% |
| Over $270,060 | 9.85% |
| Item | Amount |
|---|---|
| Standard deduction — Single | $15,300 |
| Standard deduction — Married filing jointly | $30,600 |
| Standard deduction — Married filing separately | $15,300 |
| Standard deduction — Head of household | $23,000 |
| Dependent exemption (each dependent) | $5,300 |
Other taxes on Minnesota paychecks
| Employee payroll tax | Rate | Wage base | Annual max |
|---|---|---|---|
| Minnesota Paid Leave (employee share) | 0.44% | $185,000 | $814 |
$56,920 in Minnesota
$56,920 is the median annual wage in Minnesota (May 2025, BLS OEWS). A single filer paid every two weeks with no other income or deductions takes home $45,318 a year, or $1,743 per paycheck.
| Line | Every 2 weeks | Per year |
|---|---|---|
| Gross pay | $2,189 | $56,920 |
| Federal income tax | -$179 | -$4,650 |
| Social Security | -$136 | -$3,529 |
| Medicare | -$32 | -$825 |
| State income tax | -$90 | -$2,347 |
| MN Paid Leave | -$10 | -$250 |
| Take-home pay | $1,743 | $45,318 |
How Minnesota withholds income tax
Employers use the Department of Revenue's withholding formula: your pay is annualized, a fixed amount is subtracted for each allowance on your Form W-4MN, and the result runs through a Single or Married withholding chart. The chart's first slice of income is withheld at 0%, which stands in for the standard deduction.
The federal W-4 does not set your Minnesota allowances. If you never turn in a W-4MN, your employer withholds as if you were single with zero allowances, which usually means too much is withheld.
Pre-tax 401(k), cafeteria-plan HSA and health premium contributions lower your Minnesota wages, because Minnesota follows federal rules for taxable wages.
Counting allowances on the W-4MN
The W-4MN worksheet gives you one allowance if no one else can claim you, one more if you have only one job (and, if married, your spouse does not work), one if you are married, one per dependent, and one if you will file as head of household. Two-earner couples are told to claim all allowances at the higher-paying job and zero at the other.
Minnesota Paid Leave premiums
Minnesota Paid Leave began on January 1, 2026. It pays partial wages while you take medical or family leave, funded by a premium on wages up to the Social Security wage limit, rounded to the nearest thousand dollars.
Employers may deduct up to half of the premium from your pay; many cover more. Unlike income tax, the premium applies to your gross wages, so 401(k) and cafeteria-plan contributions do not reduce it.
Bonuses
A bonus or commission paid separately from regular wages is withheld at a flat 6.25%, no matter how many allowances you claim. If it is paid with your regular check and not listed separately, it is added to your wages and run through the normal formula.
What changed recently
- 2026: Minnesota Paid Leave launched January 1, 2026 with a premium of 0.88% of wages up to $185,000; employers may deduct up to 0.44% from employees. Source
- 2026: Income tax brackets were adjusted 2.369% for inflation, the standard deduction rose to $15,300 for single filers and $30,600 for joint filers, and the dependent exemption rose to $5,300. Source
Questions people ask
How much is the Minnesota Paid Leave deduction from my paycheck?
Your employer can deduct up to 0.44% of your wages, which is half of the 0.88% premium, on wages up to $185,000 a year. Some employers pay the whole premium, so your deduction may be smaller or zero.
What are the Minnesota income tax brackets for 2026?
Four rates: 5.35%, 6.80%, 7.85% and 9.85%. For single filers, 6.80% starts above $33,310, 7.85% above $109,430 and 9.85% above $203,150. Joint and head-of-household filers have wider brackets.
How many allowances should I claim on my W-4MN?
Use Section 1 of the form. A single person with one job and no dependents usually ends up with two allowances; add one per dependent. If you and your spouse both work, claim all of your allowances at the higher-paying job and zero at the other.
How is a bonus taxed in Minnesota?
If your bonus is paid separately from your regular wages, Minnesota withholding is a flat 6.25% of it. Federal withholding and Social Security and Medicare also apply.
Does Minnesota have city income taxes?
No Minnesota city income tax is withheld from paychecks; your employer withholds Minnesota state income tax and, from 2026, the Paid Leave premium.
Sources
- 2026 Minnesota Income Tax Withholding Instruction Booklet and Tax Tables · retrieved 2026-10-16
- 2026 Form W-4MN, Minnesota Employee Withholding Certificate (Rev. 4/26) · retrieved 2026-10-16
- Minnesota income tax brackets, standard deduction and dependent exemption amounts for tax year 2026 · retrieved 2026-10-16
- Definition of Wages (withholding) · retrieved 2026-10-16
- Analysis of Session Laws 2026, Chapter 128 (H.F. 2438), Omnibus Tax Bill · retrieved 2026-10-16
- Small employer premium rate designation (2026 Paid Leave premiums) · retrieved 2026-10-16
- Minnesota Paid Leave mandatory employer poster (7/2025) · retrieved 2026-10-16
- Minn. Stat. 268.035 subd. 29 (wages) and 268B.01 subd. 47 · retrieved 2026-10-16
- Publication 15-T (2026), Federal Income Tax Withholding Methods · retrieved 2026-10-16
- Publication 15 (2026), (Circular E), Employer's Tax Guide · retrieved 2026-10-16
- Rev. Proc. 2025-32: 2026 inflation-adjusted tax items · retrieved 2026-10-16
- Form W-4 (2026), Employee's Withholding Certificate · retrieved 2026-10-16
- Publication 505 (2026), Tax Withholding and Estimated Tax · retrieved 2026-10-16
- Form 1040-ES (2026), Estimated Tax for Individuals · retrieved 2026-10-16
- Schedule 1-A (Form 1040) 2026, Additional Deductions (early-release draft) · retrieved 2026-10-16
- Schedule 8812 (Form 1040) 2026, Credits for Qualifying Children and Other Dependents (early-release draft) · retrieved 2026-10-16
- Working Families Tax Cuts: Individuals and workers (tips, overtime, seniors, car loan interest) · retrieved 2026-10-16
- Working Families Tax Cuts provisions (charitable deduction for non-itemizers, Section 70424) · retrieved 2026-10-16
- Child Tax Credit · retrieved 2026-10-16
- IR-2025-111: 401(k) limit increases to $24,500 for 2026 · retrieved 2026-10-16
- Rev. Proc. 2025-19: 2026 HSA limits · retrieved 2026-10-16
- BLS Occupational Employment and Wage Statistics (OEWS), May 2025, median annual wage by state · retrieved 2026-10-16