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STATE VS STATE / 2026

State income tax comparison

Compare take-home pay on the same salary in all 50 states and DC, sorted by how much state and local tax you'd pay.

Last verified: Methodology

Your details

01Compare

Filing status (W-4)
Pay frequency

Highest take-home

$61,593

a year in Florida + 6 more

Lowest take-home
$56,013
Difference
$5,579
States with no wage income tax
9
  • 1 of 51 states are still being checked against official sources, so they show "Data under review" and aren't ranked.
  • Assumes you live and work in the same state. City and county income taxes aren't included.

Highest take-home: $61,593 a year in Florida + 6 more

Best vs worst state, per year
LineFloridaOregon
Gross pay$75,000$75,000
Federal income tax−$7,670−$7,670
Social Security & Medicare−$5,738−$5,738
State income tax$0−$5,054
State payroll taxes$0−$525
Take-home pay$61,593$56,013

Every state, same salary

$75,000 salary, paid every 2 weeks. Highlighted states don't tax wages. Tap a state for its full paycheck breakdown.

Florida$0$0$13,408$61,593$2,36917.9%
Nevada$0$0$13,408$61,593$2,36917.9%
New Hampshire$0$0$13,408$61,593$2,36917.9%
South Dakota$0$0$13,408$61,593$2,36917.9%
Tennessee$0$0$13,408$61,593$2,36917.9%
Texas$0$0$13,408$61,593$2,36917.9%
Wyoming$0$0$13,408$61,593$2,36917.9%
Alaska$0$271$13,679$61,322$2,35918.2%
North Dakota$338$0$13,746$61,255$2,35618.3%
Washington$0$1,040$14,448$60,552$2,32919.3%
Arizona$1,500$0$14,907$60,093$2,31119.9%
Ohio$1,861$0$15,269$59,731$2,29720.4%
Louisiana$1,920$0$15,327$59,673$2,29520.4%
Indiana$2,183$0$15,590$59,410$2,28520.8%
Mississippi$2,262$0$15,670$59,331$2,28220.9%
Arkansas$2,288$0$15,696$59,305$2,28120.9%
Iowa$2,316$0$15,724$59,276$2,28021%
Pennsylvania$2,303$53$15,763$59,238$2,27821%
Kentucky$2,507$0$15,915$59,085$2,27321.2%
North Carolina$2,548$0$15,956$59,045$2,27121.3%
Missouri$2,600$0$16,008$58,993$2,26921.3%
Nebraska$2,687$0$16,095$58,905$2,26621.5%
New Mexico$2,739$9$16,155$58,845$2,26321.5%
West Virginia$2,756$0$16,164$58,837$2,26321.6%
Vermont$2,685$83$16,175$58,825$2,26221.6%
South Carolina$2,794$0$16,201$58,799$2,26121.6%
Oklahoma$2,834$0$16,242$58,759$2,26021.7%
Montana$2,886$0$16,294$58,707$2,25821.7%
Michigan$2,937$0$16,344$58,656$2,25621.8%
Georgia$2,994$0$16,401$58,599$2,25421.9%
Idaho$3,120$0$16,528$58,473$2,24922%
Alabama$3,127$0$16,534$58,466$2,24922%
Maryland$3,249$0$16,656$58,344$2,24422.2%
Utah$3,328$0$16,736$58,265$2,24122.3%
Kansas$3,386$0$16,793$58,207$2,23922.4%
New Jersey$2,881$505$16,794$58,206$2,23922.4%
Colorado$3,058$330$16,796$58,204$2,23922.4%
Virginia$3,498$0$16,906$58,094$2,23422.5%
Illinois$3,568$0$16,975$58,025$2,23222.6%
Rhode Island$2,775$825$17,007$57,993$2,23022.7%
Wisconsin$3,646$0$17,054$57,946$2,22922.7%
Massachusetts$3,430$345$17,183$57,817$2,22422.9%
New York$3,485$355$17,248$57,752$2,22123%
Connecticut$3,475$375$17,257$57,743$2,22123%
Minnesota$3,577$330$17,314$57,686$2,21923.1%
Delaware$3,609$300$17,317$57,683$2,21923.1%
Maine$3,588$375$17,371$57,630$2,21723.2%
California$3,052$975$17,435$57,565$2,21423.2%
Hawaii$4,086$375$17,869$57,131$2,19723.8%
Oregon$5,054$525$18,987$56,013$2,15425.3%
District of ColumbiaData under review—————

$61,593

a year in Florida + 6 more

How it's calculated

The comparison takes one salary, one filing status and one pay frequency and runs our paycheck calculation for all 50 states and the District of Columbia. Federal income tax withholding, Social Security and Medicare come out the same in every state, so the differences you see are entirely state income tax and state payroll taxes.

Each state's figures use that state's 2026 employer withholding method, the same one used on its own paycheck page, with the default withholding-certificate assumptions a typical employee would make. The table is sorted by take-home pay, and the summary shows the highest and lowest take-home pay, the gap between them, and how many states do not tax wages.

The formula

For each state:

  1. Federal income tax withholding = IRS Publication 15-T (2026) percentage method for your salary and filing status, with no other W-4 entries.
  2. Social Security = 6.2% of wages up to $184,500.
  3. Medicare = 1.45% of wages, plus 0.9% above $200,000.
  4. State income tax = the state's 2026 withholding formula or tables applied to the same wages.
  5. State payroll taxes = employee-paid programs such as disability insurance or paid family and medical leave, where the state has them.
  6. Take-home pay = salary − all of the above.

Then: difference = highest take-home pay − lowest take-home pay.

Worked example

For a single filer earning $75,000 a year, paid biweekly, the highest take-home pay in any state is $61,593 and the lowest is $56,013, a gap of $5,579 a year.

At a higher salary the gap usually widens, because progressive state brackets take a larger share. For a single filer at $150,000, the gap is $13,855.

Assumptions and limitations

  • No local taxes. City, county and school district income taxes depend on where in the state you live, so they are left out. Check a state's page and choose your locality in the paycheck calculator for the full picture.
  • Standard choices only. No pre-tax deductions, dependents or extra W-4 entries are applied, and each state's certificate is filled in with its default for a typical employee. Your own state result may differ.
  • Residents only. Each row assumes you live and work in that state.
  • Wage taxes only. Sales, property and other state taxes are not part of the comparison, even though they matter for the overall cost of living. Our guide to states with no income tax covers what those states tax instead.
  • Data under review. If a state's 2026 data is still being verified, its own page says so; treat its row as provisional.
  • Withholding, not final tax. These are paycheck withholding estimates. State returns can come out higher or lower.
FAQ

Questions people ask

Which states have no state income tax on wages?

For 2026, Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington and Wyoming do not tax wages. We confirmed each with the state's own revenue agency or official site. Washington has announced a tax on very high incomes starting in 2028. Our guide to states with no income tax lists the sources and what each state taxes instead.

Why is federal tax the same in every state?

Federal income tax withholding, Social Security and Medicare depend on your pay and Form W-4, not on where you live. The comparison holds those steady, so every difference between states comes from state income tax and state payroll taxes such as disability insurance or paid family and medical leave premiums.

Are local income taxes included?

No. Cities, counties and school districts that tax wages charge different rates even within one state, so the comparison leaves them out. To include a local tax, open the paycheck calculator for your state and choose your locality under Local tax, where we list the localities we could document from official sources.

Does a state with no income tax mean lower taxes overall?

Not necessarily. States without a wage tax raise money in other ways, such as sales taxes, property taxes, business taxes and fees. Whether you pay less overall depends on what you spend, the home you own or rent and other costs of living. This comparison covers taxes taken from your paycheck only.

Why does the gap between states grow at higher salaries?

Many states use progressive brackets, so a larger share of each additional dollar goes to state tax as income rises, while states without an income tax take nothing. Flat-tax states take the same share at every level above their exemptions. Try a few salaries in the comparison to see how the ranking changes.

What filing status and deductions does the comparison assume?

It uses the salary, federal filing status and pay frequency you choose, with no pre-tax deductions, dependents or extra Form W-4 entries. For each state, the withholding certificate is filled in with the default a typical employee would claim. Your own result can differ, so check your state's page for its assumptions.

Sources

  1. IRSPublication 15-T (2026), Federal Income Tax Withholding Methods · retrieved 2026-10-16
  2. IRSPublication 15 (2026), (Circular E), Employer's Tax Guide · retrieved 2026-10-16
  3. IRSRev. Proc. 2025-32: 2026 inflation-adjusted tax items · retrieved 2026-10-16
  4. IRSForm W-4 (2026), Employee's Withholding Certificate · retrieved 2026-10-16
  5. IRSPublication 505 (2026), Tax Withholding and Estimated Tax · retrieved 2026-10-16
  6. IRSForm 1040-ES (2026), Estimated Tax for Individuals · retrieved 2026-10-16
  7. IRSSchedule 1-A (Form 1040) 2026, Additional Deductions (early-release draft) · retrieved 2026-10-16
  8. IRSSchedule 8812 (Form 1040) 2026, Credits for Qualifying Children and Other Dependents (early-release draft) · retrieved 2026-10-16
  9. IRSWorking Families Tax Cuts: Individuals and workers (tips, overtime, seniors, car loan interest) · retrieved 2026-10-16
  10. IRSWorking Families Tax Cuts provisions (charitable deduction for non-itemizers, Section 70424) · retrieved 2026-10-16
  11. IRSChild Tax Credit · retrieved 2026-10-16
  12. IRSIR-2025-111: 401(k) limit increases to $24,500 for 2026 · retrieved 2026-10-16
  13. IRSRev. Proc. 2025-19: 2026 HSA limits · retrieved 2026-10-16

Last verified: CalcBloc Editorial Team