Missouri paycheck calculator
Missouri taxes income in narrow brackets that quickly reach the 4.7% top rate, so most full-time workers pay 4.7% on most of their pay above the standard deduction. Kansas City and St. Louis add a 1% earnings tax for people who live or work there.
Take-home per paycheck
$2,269
- Take-home per year
- $58,993
- Total taxes per year
- $16,008
- Effective tax rate
- 21.3%
- Marginal tax rate
- 34.3%
Take-home per paycheck: $2,269 every 2 weeks
| Line | Every 2 weeks | Per year |
|---|---|---|
| Gross pay | $2,885 | $75,000 |
| Federal income tax | −$295 | −$7,670 |
| Social Security | −$179 | −$4,650 |
| Medicare | −$42 | −$1,088 |
| State income tax | −$100 | −$2,600 |
| Take-home pay | $2,269 | $58,993 |
- Take-home pay$58,99379%
- Federal income tax$7,67010%
- Social Security & Medicare$5,7388%
- State & local taxes$2,6003%
How Missouri taxes your paycheck
- Up to 4.7%
- Eight brackets from 0% to 4.7%; everything over $9,436 of Missouri taxable income is taxed at the 4.7% top rate.
- None
- Missouri has no state payroll tax withheld from employees.
- 2 included
- Kansas City and the City of St. Louis each charge a 1% earnings tax on residents' wages and on nonresidents who work in the city. State law (RSMo 92.115) only lets charter cities that already had an earnings tax in 2010 keep one, subject to a voter renewal every five years.
- 4.7%
- A bonus paid separately can be withheld at a flat 4.7%, or your employer can add it to a regular paycheck and withhold the difference. A bonus paid together with regular wages goes through the normal formula.
Missouri income tax rates for 2026
These are the return rates. Your employer withholds using Missouri's withholding method (Annualized percentage formula (2026 Missouri Withholding Tax Formula)), which the calculator above follows.
| Taxable income | Rate |
|---|---|
| $0 – $1,348 | 0% |
| $1,348 – $2,696 | 2% |
| $2,696 – $4,044 | 2.5% |
| $4,044 – $5,392 | 3% |
| $5,392 – $6,740 | 3.5% |
| $6,740 – $8,088 | 4% |
| $8,088 – $9,436 | 4.5% |
| Over $9,436 | 4.7% |
| Item | Amount |
|---|---|
| Standard deduction — Single | $16,100 |
| Standard deduction — Married filing separately | $16,100 |
| Standard deduction — Married filing jointly | $32,200 |
| Standard deduction — Head of household | $24,150 |
Other taxes on Missouri paychecks
| Locality | Type | Resident rate |
|---|---|---|
| Kansas City | city | 1% |
| St. Louis | city | 1% |
$47,800 in Missouri
$47,800 is the median annual wage in Missouri (May 2025, BLS OEWS). A single filer paid every two weeks with no other income or deductions takes home $39,287 a year, or $1,511 per paycheck.
| Line | Every 2 weeks | Per year |
|---|---|---|
| Gross pay | $1,838 | $47,800 |
| Federal income tax | -$137 | -$3,556 |
| Social Security | -$114 | -$2,964 |
| Medicare | -$27 | -$693 |
| State income tax | -$50 | -$1,300 |
| Take-home pay | $1,511 | $39,287 |
How Missouri withholds from your paycheck
Employers annualize your pay, subtract the standard deduction for the status on your Form MO W-4, run the result through the Department of Revenue's annual rate table and divide by the number of paychecks. Missouri then requires the amount to be rounded to the nearest whole dollar, so your state withholding is always a round number.
The MO W-4 has no allowances. Instead, married employees check a box if their spouse does not work, which doubles the standard deduction used for withholding. If your spouse works, Missouri withholds as if you were single.
Brackets and the standard deduction
Missouri's brackets are indexed for inflation each year and are only about $1,300 wide, which is why almost all of a typical salary lands in the top bracket. Missouri's standard deduction matches the federal standard deduction for your filing status.
Pre-tax 401(k), cafeteria-plan HSA and health premium contributions reduce your Missouri wages the same way they reduce federal taxable wages.
Kansas City and St. Louis earnings taxes
Kansas City and the City of St. Louis each levy a 1% earnings tax. Residents owe it on all their earnings wherever they work, and nonresidents owe it on what they earn in the city. Employers in each city withhold it from your pay.
Both cities tax wages the way they appear in Box 1 of your W-2, so 401(k) contributions and cafeteria-plan deductions lower the earnings tax too. Voters in each city must approve the tax again every five years to keep it.
Bonuses and overtime paid separately
If a bonus or overtime is paid on its own check, your employer can withhold a flat 4.7%, or add it to your regular pay and withhold the difference. When it is paid together with your regular wages, the normal formula applies to the total.
What changed recently
- 2026: Inflation indexing widened each bracket from $1,313 in 2025 to $1,348 in the 2026 withholding formula, and the standard deductions rose with the federal amounts. The 4.7% top rate did not change. Source
- 2025: Missouri began letting individuals subtract capital gains reported on their federal return when figuring Missouri adjusted gross income, starting with tax year 2025. Source
Questions people ask
What is Missouri's income tax rate in 2026?
Missouri's rates run from 0% to 4.7%, but the brackets are so narrow that every dollar of taxable income above $9,436 is taxed at the 4.7% top rate.
Do I pay the Kansas City earnings tax if I work from home outside the city?
If you live in Kansas City, Missouri, yes: residents owe the 1% tax on all earned income even if they work outside the city. If you live elsewhere, you only owe it on income earned within city limits.
Does St. Louis County have an earnings tax?
No. The 1% earnings tax belongs to the City of St. Louis, which is separate from St. Louis County. It applies to city residents and to people who work inside the city.
Why is my Missouri withholding a whole-dollar amount?
The Department of Revenue requires employers to round Missouri withholding to the nearest whole dollar each pay period.
Should I check the 'spouse does not work' box on my MO W-4?
Only if your spouse has no wages. Checking it lets your employer use the larger married standard deduction; if both of you work and you check it, too little tax will likely be withheld.
How much Missouri tax is withheld from a bonus?
If the bonus is paid separately, your employer may withhold a flat 4.7%. If it comes with your regular paycheck, it is taxed through the normal formula along with your pay.
Sources
- 2026 Missouri Withholding Tax Formula (revised 11/21/2025) · retrieved 2026-10-16
- Individual Income Tax Year Changes · retrieved 2026-10-16
- 2026 Tax Legislative Changes · retrieved 2026-10-16
- Have You Paid Your KCMO Earnings Tax (E-Tax)? · retrieved 2026-10-16
- Tax FAQs · retrieved 2026-10-16
- Employer Withholding and Payroll Expense Tax Information · retrieved 2026-10-16
- 2026 Form E-1, Individual Earnings Tax Return · retrieved 2026-10-16
- RSMo 92.115, Constitutional charter cities: earnings tax continuation elections · retrieved 2026-10-16
- Publication 15-T (2026), Federal Income Tax Withholding Methods · retrieved 2026-10-16
- Publication 15 (2026), (Circular E), Employer's Tax Guide · retrieved 2026-10-16
- Rev. Proc. 2025-32: 2026 inflation-adjusted tax items · retrieved 2026-10-16
- Form W-4 (2026), Employee's Withholding Certificate · retrieved 2026-10-16
- Publication 505 (2026), Tax Withholding and Estimated Tax · retrieved 2026-10-16
- Form 1040-ES (2026), Estimated Tax for Individuals · retrieved 2026-10-16
- Schedule 1-A (Form 1040) 2026, Additional Deductions (early-release draft) · retrieved 2026-10-16
- Schedule 8812 (Form 1040) 2026, Credits for Qualifying Children and Other Dependents (early-release draft) · retrieved 2026-10-16
- Working Families Tax Cuts: Individuals and workers (tips, overtime, seniors, car loan interest) · retrieved 2026-10-16
- Working Families Tax Cuts provisions (charitable deduction for non-itemizers, Section 70424) · retrieved 2026-10-16
- Child Tax Credit · retrieved 2026-10-16
- IR-2025-111: 401(k) limit increases to $24,500 for 2026 · retrieved 2026-10-16
- Rev. Proc. 2025-19: 2026 HSA limits · retrieved 2026-10-16
- BLS Occupational Employment and Wage Statistics (OEWS), May 2025, median annual wage by state · retrieved 2026-10-16