North Dakota paycheck calculator
North Dakota's income tax starts with a large 0% band, then charges 1.95%, with 2.5% only on high incomes. Many single workers earning under about $57,000 have no North Dakota tax withheld at all.
Take-home per paycheck
$2,356
- Take-home per year
- $61,255
- Total taxes per year
- $13,746
- Effective tax rate
- 18.3%
- Marginal tax rate
- 31.6%
- North Dakota uses your federal W-4 filing status; there is no separate state withholding certificate.
Take-home per paycheck: $2,356 every 2 weeks
| Line | Every 2 weeks | Per year |
|---|---|---|
| Gross pay | $2,885 | $75,000 |
| Federal income tax | −$295 | −$7,670 |
| Social Security | −$179 | −$4,650 |
| Medicare | −$42 | −$1,088 |
| State income tax | −$13 | −$338 |
| Take-home pay | $2,356 | $61,255 |
- Take-home pay$61,25582%
- Federal income tax$7,67010%
- Social Security & Medicare$5,7388%
- State & local taxes$338<1%
How North Dakota taxes your paycheck
- Up to 2.5%
- A 0% band followed by 1.95% and a 2.5% top rate, with bracket widths that depend on filing status; the tax starts from federal taxable income.
- None
- North Dakota has no state payroll tax withheld from employees.
- None
- North Dakota withholding covers state income tax only; our calculator includes no local wage taxes for North Dakota.
- 1.5%
- A bonus paid or listed separately can be withheld at a flat 1.5%, or added to regular wages and withheld on the difference.
North Dakota income tax rates for 2026
These are the return rates. Your employer withholds using North Dakota's withholding method (Annual percentage method, Section 2 (Forms W-4 for 2020 and after)), which the calculator above follows.
| Taxable income | Rate |
|---|---|
| $0 – $49,575 | 0% |
| $49,575 – $250,400 | 1.95% |
| Over $250,400 | 2.5% |
| Taxable income | Rate |
|---|---|
| $0 – $82,800 | 0% |
| $82,800 – $304,850 | 1.95% |
| Over $304,850 | 2.5% |
| Taxable income | Rate |
|---|---|
| $0 – $41,400 | 0% |
| $41,400 – $152,425 | 1.95% |
| Over $152,425 | 2.5% |
| Taxable income | Rate |
|---|---|
| $0 – $66,400 | 0% |
| $66,400 – $277,600 | 1.95% |
| Over $277,600 | 2.5% |
$52,480 in North Dakota
$52,480 is the median annual wage in North Dakota (May 2025, BLS OEWS). A single filer paid every two weeks with no other income or deductions takes home $44,348 a year, or $1,706 per paycheck.
| Line | Every 2 weeks | Per year |
|---|---|---|
| Gross pay | $2,018 | $52,480 |
| Federal income tax | -$158 | -$4,118 |
| Social Security | -$125 | -$3,254 |
| Medicare | -$29 | -$761 |
| State income tax | $0 | $0 |
| Take-home pay | $1,706 | $44,348 |
How North Dakota withholds from your paycheck
North Dakota has no state withholding certificate. Employers use the filing status you checked on your federal W-4, annualize your taxable pay, look up the annual withholding in the Tax Commissioner's table for that status and divide it back over your paychecks, rounding to the nearest dollar.
Because the tables build in a sizable 0% band, a paycheck can show $0 of state tax even though you will owe a little on your return if you have other income.
North Dakota uses federal wages, so traditional 401(k) contributions, cafeteria-plan HSA contributions and pre-tax health premiums reduce your North Dakota withholding.
Married couples
The withholding table for a federal W-4 marked Married filing jointly uses much narrower brackets than the joint brackets on the return, so it starts withholding at a lower income. A couple with only one earner may see more withheld than they end up owing, which comes back as a refund.
Bonuses
A bonus paid or shown separately can be withheld at a flat 1.5%, or added to your regular wages with the extra withholding taken from the bonus. Bonuses lumped into regular pay are withheld like regular wages.
Minnesota and Montana residents
North Dakota has reciprocity with Minnesota and Montana. Residents of those states who work in North Dakota can give their employer Form NDW-R each year so North Dakota tax is not withheld; Minnesota residents must return home at least once a month to qualify.
What changed recently
Questions people ask
Why is no North Dakota tax taken out of my paycheck?
North Dakota's withholding tables have a large 0% band. For 2026, a single employee's annual taxable wages up to $57,625 have no North Dakota withholding.
What are North Dakota's income tax rates for 2026?
There are three: 0%, 1.95% and 2.5%. For a single filer, 1.95% starts above $49,575 of taxable income and 2.5% above $250,400.
Do I need a North Dakota W-4?
No. North Dakota relies on your federal Form W-4, using the filing status you checked in Step 1(c). If you never turn in a W-4, your employer treats you as single.
I live in Minnesota and work in Fargo. Do I pay North Dakota tax?
Usually not. Under the reciprocity agreement, Minnesota residents who return home at least once a month can file Form NDW-R with their employer each year and pay income tax only to Minnesota.
How much North Dakota tax is withheld from a bonus?
If the bonus is paid or listed separately, your employer can withhold a flat 1.5% of it.
Sources
- Withholding Rates & Instructions, for wages paid in 2026 · retrieved 2026-10-16
- Income Tax Withholding & Information Returns Guideline · retrieved 2026-10-16
- 2026 Form ND-1ES, Estimated Income Tax — Individuals (2026 tax rate schedules) · retrieved 2026-10-16
- Publication 15-T (2026), Federal Income Tax Withholding Methods · retrieved 2026-10-16
- Publication 15 (2026), (Circular E), Employer's Tax Guide · retrieved 2026-10-16
- Rev. Proc. 2025-32: 2026 inflation-adjusted tax items · retrieved 2026-10-16
- Form W-4 (2026), Employee's Withholding Certificate · retrieved 2026-10-16
- Publication 505 (2026), Tax Withholding and Estimated Tax · retrieved 2026-10-16
- Form 1040-ES (2026), Estimated Tax for Individuals · retrieved 2026-10-16
- Schedule 1-A (Form 1040) 2026, Additional Deductions (early-release draft) · retrieved 2026-10-16
- Schedule 8812 (Form 1040) 2026, Credits for Qualifying Children and Other Dependents (early-release draft) · retrieved 2026-10-16
- Working Families Tax Cuts: Individuals and workers (tips, overtime, seniors, car loan interest) · retrieved 2026-10-16
- Working Families Tax Cuts provisions (charitable deduction for non-itemizers, Section 70424) · retrieved 2026-10-16
- Child Tax Credit · retrieved 2026-10-16
- IR-2025-111: 401(k) limit increases to $24,500 for 2026 · retrieved 2026-10-16
- Rev. Proc. 2025-19: 2026 HSA limits · retrieved 2026-10-16
- BLS Occupational Employment and Wage Statistics (OEWS), May 2025, median annual wage by state · retrieved 2026-10-16